325 E Paces Ferry Rd NE Apt 2104 # 2104, Atlanta, GA 30305
1 beds · 1 baths · 869 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Experience the luxury of effortless living with unrivaled skyline views from your private balcony in this upgraded one-bedroom condo located in the heart of Buckhead. Renovated unit welcomes you into this natural light-filled gem situated on the 21st floor of the prestigious Paces 325 Building. The renovation includes new flooring, neutral tone wall palettes, black-painted kitchen cabinets, a newer washer and dryer, and updated bedroom carpet. Enjoy the Buckhead skyline from the large covered balcony. The oversized primary bedroom features a spacious walk-in closet. This unit includes one deeded and covered parking space, along with a thoughtfully placed stackable washer and dryer. Paces 325 offers true effortless living for residents with an "A" grade amenities package, including 24-hour concierge service, a large and newly renovated fitness center, club room, lobby, pool, and tennis court. Ideally located in the heart of Buckhead Village, one of Atlanta's premier shopping, dining, and entertainment destinations. HVAC, water heater, fridge, washer&dryer, dishwasher and floors were replaces in 2022.
Source: GAMLS #10451219
Source: GAMLS #10451219
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
