3247 Osuna Dr, Colorado Springs, CO 80916
4 beds · 3 baths · sqft
Welcome home to this 4-bedroom, 2.5 bathroom and 2-car garage house built by Aspen View Homes in the Soaring Eagles neighborhood. It is perfectly located near the military bases: Fort Carson, Peterson Air Base, and minutes away from Colorado Springs Airport. Great access to S Powers Blvd, S Academy Blvd and Highway I-25. The exterior of this 2-story home features a covered front porch. As you enter the house, you are introduced to a versatile space, serving as a family room or office. The kitchen features granite countertops, a breakfast bar, lots of cabinet space, stainless steel appliances and a great size pantry. Open-concept dining and living room creates a seamless flow in this layout. The main level offers a combination of hardwood and carpeted flooring, not to mention a Brand NEW carpet installed throughout the house. All 4 bedrooms are conveniently located upstairs through a generously sized loft, with that “welcoming” feeling when entering the upper level. Mountain view and Pikes Peak is visible from the windows with the best view being from the Primary Bedroom. A 5-piece ensuite bathroom features a bathtub, large shower, double vanity and a spacious walk-in closet. The house has Central Air conditioning and ceiling fans. Laundry room is located upstairs and includes a washer & dryer. An unfinished basement has a lot of potential for future Buyers to build at least another bedroom and a bathroom. From the dining area step out to the fenced-in backyard with a concrete patio area great for entertainment. The neighborhood is quiet with a close proximity to the park and playground; it is well maintained and managed by a low-fee homeowners association. Unlock immediate ownership advantage in this property. All that remains to be added is a touch of pure care and love! This home should be on your must-visit list!
Source: PPMLS #6288889
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #6288889
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6288889
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.