3241 Crestwood Dr, Port Charlotte, FL 33952
2 beds · 1 baths · 1,061 sqft
Welcome to your PERFECT FLORIDA RETREAT, this charming 2-bedroom, 1-bathroom home combines beautiful modern comforts with practical amenities that you will fall in love with. The entire home showcases sleek LVP flooring, fresh interior and exterior paint, and a modern kitchen equipped with stylish granite countertops and stainless steel appliances; delighting the chef of your home. The Living Area boasts of stunning natural light that welcomes all who enter so whether you love to host or have a relaxing day in, this property suits every need! The size able Master Bedroom also boasts a LARGE WALK IN CLOSET so the shopping sprees never need to end! This home is truly an AIRBNB/ RENTAL DREAM or a fantastic home to settle down in. Centrally located close to many of Port Charlotte’s best amenities, the entertainment never runs out! Step outside to discover a HUGE FENCED-IN BACKYARD that’s an absolute paradise for your furry friends. An ESTABLISHED GARDEN adds a touch of nature, while the LARGE SHED offers abundant storage options for all your tools and toys. The outdoor laundry room adds convenience, and the 1-CAR CARPORT provides protection for your vehicle from any sort of weather! Plus, with brand-new plumbing and drain lines, you’ll have worry-free living here at this perfect property. This home is an ideal retreat, offering both charm and functionality. Don’t miss your chance to own this move-in-ready haven that seamlessly blends modern living with a touch of tranquility. Schedule your private showing today!
Source: STELLAR #c7497585
Source: STELLAR #c7497585
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7497585
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.