324 Neely Crossing Ln, Simpsonville, SC 29680

Seller is offing $5K towards the buyer closing costs! Finally, a great listing in the Desirable Neely Farm Pool Community in Simpsonville! Great Location, Popular Schools, Convenient to I-385 & the Fairview Rd Corridor with lots of good shopping, restaurants and the Regal Theater. This Super Nice 4BR/2.5BA home sits on .30 acre shaded lot with a large 25-foot deck overlooking the back yard, perfect for Summer BBQ's and entertaining! Going inside you'll find the 2-Story Foyer, Beautiful Brazilian Cherry flooring in the Foyer, Great Room & Breakfast Area. Beautiful BRAND-NEW Carpeting in all the bedrooms and bonus room! The Spacious Kitchen has Gorgeous Granite Countertops, Nice 42" Cabinets and Stainless-Steel Appliances. The Large Great Room is 2-Stories with a walkway on the 2nd floor looking down to the main level. The Master Bedroom is on the Main Level and has Trey Ceilings. The Master Bath has Double Sinks, tile floors and a Separate Tub and Shower. Upstairs you'll find the other 3 Secondary Bedrooms with the 4th BR that can be used as a Bonus Room/Man Cave measuring 22x12. This home also has a Formal Dining Room with High Ceilings. Life Just Doesn't get Much Better than this! Hurry before someone else makes it their next home!! Solar panels are paid off! Community features: Clubhouse, Common Areas, Street Lights, Recreational Path, Playground, Pool, Tennis Court(s) all included with the $50 monthly HOA. Room Dimensions: Primary bedroom Features: Walk-In Closet(s) Level: Main Area: 208 Length: 16 Width: 13 Bedroom 2 Area: 168 Length: 14 Width: 12 Bedroom 3 Area: 168 Length: 14 Width: 12 Bedroom 4 Area: 252 Length: 21 Width: 12 Primary bathroom Features: Double Vanity, Full Bath, Shower-Separate, Tub-Separate Dining room Area: 156 Length: 13 Width: 12 Family room Area: 342 Length: 19 Width: 18

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
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What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 21, 2024 12:07 pm

Listing agent: Kelly Greer

Listing provided courtesy of: eXp Realty LLC

Details provided by COLUMBIASC and may not match the public record.
MLS ID: #596673

The information being provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Consolidated MLS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Copyright, Consolidated MLS®

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