324 Hayden Cir, Woodstock, GA 30189
3 beds · 4 baths · 1,968 sqft sqft
Gorgeous Townhome in Prime Woodstock Location! $0 DOWN PAYMENT FHA financing available for qualified buyers on this home! This picture-perfect craftsman exudes curb appeal and offers comfort, style and convenience. Better-than-new with the peace of mind of a one year old home, along with added perks like blinds throughout and a stainless refrigerator. Discover an abundance of windows and natural light, fresh paint, and easy-to-maintain luxury vinyl plank flooring throughout the entire home. The stylish kitchen is ideal for entertaining with an oversized island and dining area, quartz countertops, tile backsplash, stainless appliances and beautiful white cabinetry. Inviting family room with cozy gas log fireplace and built in bookshelves. The owner's suite offers a tray ceiling, walk-in closet, and spa-like bathroom with double vanity, soaking tub, and tile shower with frameless door. YouCOll also find laundry conveniently located upstairs, along with a secondary bedroom with tray ceiling, large walk-in closet and en suite bath with tile shower. The lower level features a private third bedroom with ceiling fan, full bath and generous size closet- making the perfect guest suite, office or playroom. Quaint front balcony and large deck for barbecuing or enjoying morning coffee or an evening glass of wine. Spacious two-car garage with extra storage and plenty of on-street parking for company. Located in the friendly Addison Point community, offering a dog park and stress-free lawn maintenance covered by the HOA. Fantastic location, close to parks, trails, Lake Allatoona, interstates (I-575 and I-75), and charming downtown Woodstock- voted one of the Best Small Cities in America in 2023! Discover countless options for top-notch dining, shopping, breweries and an active event calendar offering summer concerts, weekly farmer's market, family fun nights and more! Come see this gem for yourself today!
Source: GAMLS #10405447
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10405447
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10405447
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.