3238 Harmony Hill Trce, Kennesaw, GA 30144
4 beds · 4 baths · sqft
Welcome to this stunning home in a PRIME location of Kennesaw, Georgia! Just minutes from shopping, Kennesaw State University, and Downtown Kennesaw! This like new property sits on one of the largest private lots in the community, combining space and privacy with modern luxury. Enter into the foyer and immediately notice the private flex room-perfect for home office or additional dining space-and all new hardwood floors! The master suite on the main level features a spa-like en-suite with luxury tile shower & sleek glass enclosure, soaking tub, dual vanities surrounded by upscale cabinetry, and a large walk in closet. The open concept design includes cozy family room with fireplace and spacious kitchen with large island, quartz counters, modern backsplash, and plenty of room for entertaining. Upstairs, you will find three additional bedrooms-one with private bathroom, and the other two with Jack and Jill bath. Outdoor living is a breeze with a covered back patio perfect for bbq's and a charming front porch for relaxing evenings. Complete with 2 car garage, this home is move in ready and a true standout!
Source: GAMLS #10417083
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10417083
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10417083
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.