1 of 29
$375,000

3234 LITTLE SOUND DR, Orlando, FL 32827

4 beds · 2 baths · 1,433 sqft

** SELLER WILL PAY OFF SOLAR PANEL SYSTEM UPON CLOSING.**Welcome to this exceptional 4 bedroom, 2 bathroom home, in the Villages of Southport community, Lake Nona area in Orlando. This elegant home perfectly blends luxury and convenience. The meticulously landscaped surroundings showcase the care and attention to detail given to every aspect of this property. As you step inside, you'll discover a beautifully remodeled interior where modern sophistication seamlessly blends with comfort. The open and spacious living areas are bathed in gentle natural light, creating an inviting and tranquil atmosphere. The space is perfect for entertaining or family gatherings, highlighted by a gourmet kitchen equipped with stainless steel appliances, a spacious island with seating, and ample counter space. The adjacent family room offers a cozy atmosphere with picturesque views of the beautifully landscaped outdoor area. The main bedroom provides a comfortable space, complete with an ensuite bathroom featuring a walk-in shower, and plenty of space. The two full baths have been completely upgraded including Bluetooth exhaust fans providing a modern and luxurious feel. Additional bedrooms provide comfortable accommodations for guests or family members. Notably, the fourth bedroom has been transformed into a spacious boutique closet but can easily be converted back into a bedroom if desired. Outside, the expansive patio is perfect for outdoor dining or enjoying the Florida sunshine. The fenced backyard, offers privacy and serenity, including a gazebo creating an ideal oasis for relaxation. Residents of Southport enjoy access to fantastic community amenities, including a pool and a playground. The Homeowners Association fee covers scheduled roof replacement, Spectrum Basic Service, ground maintenance, and the house's exterior paint and front lawn landscaping. Storage for your recreational toys is available for an extra fee of only $50 a month. The sliding glass door features a convenient pet door, perfect for your furry friends. It can be easily removed or installed, offering flexibility and ease for pet owners. Additional features include a roof installed in 2020, A/C system 2020, a water heater 2018 and beautiful ceramic tile flooring throughout the home. The 1 car garage with PVC tile flooring includes a storage room with laundry facilities. The home also includes solar panel system, seller will pay off solar panels upon closing, providing energy efficiency and savings. This immaculate home sits on a large lot and showcases exceptional pride of ownership, with attention to detail evident throughout, ensuring a comfortable and pristine living environment. This home offers easy access to major highways, theme parks, and Orlando International Airport, providing unparalleled convenience. Don't miss the chance to own this exquisite home. Schedule your private showing today!

Interest rate 3
4.87%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$1,095
With Roam
$1,276
Reduce your monthly payments by $180 when you assume this mortgage.
You also save $52,297 in total interest paid.

$188,843
Edit

You may be able to put down less than the total down payment amount of $188,843 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

Location

Details

Home
Size
1,433 sqft
Lot size
0.17 acres
Year built
1961
Type
Single Family Residence
Loan
Remaining term
24 years, 1 month
Rate
4.87%
Monthly P&I
$1,095
Remaining loan balance
$186,156

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

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Last updated: Sep 18, 2024 08:10 am
Listing agent: Sheila Vargas Santiago (407) 520-6049
Listing provided courtesy of: LPT REALTY (877) 366-2213
Details provided by STELLAR and may not match the public record.
MLS ID: #s5109596
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,095/mo
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