323 Rosemary Holw, Buda, TX 78610
4 beds · 3 baths · 2,766 sqft sqft
Welcome to this stunning 4-bedroom, 2.5-bathroom two-story home located in one of the most sought-after neighborhoods, just 25 minutes from downtown Austin! With easy access to the toll road and top-rated schools, this home is perfect for families and commuters alike. Step inside to discover an oversized master bedroom on the main floor, complete with new plush carpeting and ample space for relaxation. The kitchen is an entertainer's dream, featuring granite countertops, an oversized island, and a spacious walk-in pantry, providing plenty of storage and prep space for family meals or gatherings. This home is designed with modern conveniences and energy efficiency in mind. It includes a water softener, tankless water heater, spray foam insulation in the attic, and is pre-wired for solar panels. The easy-to-maintain yard comes with a full sprinkler system, partial gutters, ensuring care-free outdoor upkeep. Located in a highly desirable subdivision adjacent to an elementary school, this home offers quick access to nearby amenities, with a grocery store just 10 minutes away. Enjoy the convenience of suburban living while still being close to everything Austin has to offer! Don't miss out on this perfect blend of comfort, style, and convenience—schedule your showing today! Buda Texas, Breathe Easy Here
Source: ACTRIS #2457275
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2457275
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2457275