3228 Unity Tree Dr, Edgewater, FL 32141
3 beds · 2 baths · 1,260 sqft
Private Florida Shores Oasis – Sturdy, Secure & Flood-Free! Welcome to your secluded retreat in the heart of Florida Shores, where privacy, security, and peace of mind come standard. This charming 3-bedroom, 2-bathroom block home is built to last, complete with a new metal roof for long-term durability. The extra-wide driveway offers ample parking, including a one-car garage and extended parking space in front and on the side of the home—perfect for accommodating additional vehicles, boats, or RVs. Inside, you'll be captivated by the spacious Florida room, where sunlight dances off beautiful red paver tiles, creating a warm and inviting atmosphere. The original kitchen and bathrooms have been meticulously maintained and are in stellar condition—ready for your personal touch! Throughout the home, tile flooring ensures easy maintenance and lasting quality. Step Outside to Your Private Garden Sanctuary! Beyond the living archway entrance, you’ll discover a peaceful meditation pool, setting the tone for relaxation. The fenced backyard is a true hidden gem, featuring a large storage shed and a bountiful food forest filled with edible delights, including: Dragon Fruit, Flat Leaf Cactus, Olympian Figs, Hibiscus, Cranberry Hibiscus, Golden Pineapple, Greek Oregano, Bay Leaf Tree, Hass Avocado, Sumerian Cherries, Navel Oranges, Red Navel Oranges, and Persian Limes. Unwind in the hammock, gather around the firepit, and savor the tranquility of your private outdoor retreat. This one-of-a-kind property won’t last long! Schedule your private showing today and experience the magic of this Florida Shores oasis for yourself
Source: STELLAR #V4941559
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #V4941559
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.