VA loan
30-day close
1 of 37
VA loan
30-day close

3221 Sherry Ct, Falls Church, VA 22042

3 beds · 3 baths · 3,094 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

FALLS CHURCH – Renovated & Expanded 3 Bed + Den, 3 Bath in the Heart of Broyhill Park! This stunning, light-filled home has been thoughtfully expanded and upgraded with contemporary fixtures and finishes, elegant wide-plank luxury vinyl flooring, and large windows that flood the space with natural light. The fully renovated kitchen showcases stainless steel appliances, modern open shelving, and striking Mikado quartz countertops with a waterfall edge and breakfast bar. The kitchen opens to the spacious dining area with built-ins and living room boasting a modern chandelier and a wood-burning fireplace — accented by stylish tile and a black mantle. Two spacious bedrooms and a beautifully renovated hall bath are also located on the main level. A spacious main-level addition includes a family room and a luxurious primary suite, with boasting soaring cathedral ceilings. Sliding doors in the expansive family room open to the back deck. The ensuite primary bedroom offers two walk-in closets and a spa-like ensuite bath boasting a dual vanity and soaking tub. Sliding doors in the primary bedroom open to the sunroom with skylights, vaulted ceiling, and another set of sliding doors to the deck. The lower level offers remarkable versatility, with a den, an office, a rec room, a bonus room, a renovated full bath, and abundant storage. The attached two-car garage is conveniently accessible through the office. This spacious home is nestled on a lush 1/3-acre lot offering mature trees and a fenced backyard. Excellent location — just minutes to parks, walking trails, Providence Rec Center, as well as the shopping, dining, and entertainment options of Mosaic District, Falls Church City, and Tysons Corner. Commuters will appreciate easy access to Routes 50, 495 & 66, providing direct routes to Washington, DC and the greater Metro area. Don’t miss this opportunity to own a beautifully renovated home that perfectly blends modern style, spacious living, and suburban tranquility!

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$3,006
Principal & interest
$2,362
Mortgage insurance
-
Property taxes
-
Home insurance
-
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
3,094 sqft
Lot size
0.34 acres
Year built
1954
Type
Single Family Residence
HOA dues
$0.00

Source: BRIGHT #VAFX2230646

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 20, 2025 11:16 pm
Listing agent: Lisa Dubois-Headley (703) 350-9595
Listing provided courtesy of: RE/MAX Distinctive Real Estate, Inc. (703) 821-1842
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2230646
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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