3220 Prichard Pl, Schertz, TX 78154
3 beds · 3 baths · 2,104 sqft
**OPEN HOUSE Saturday April 12th 12PM - 2PM** Sellers are offering $5,000 towards rate buy down or closing costs*** Welcome to this 3-bedroom, 2.5-bathroom home tucked away in the highly sought-after Ashley Place subdivision in Schertz! Located on a quiet cul-de-sac, this spacious 2,104 sq. ft. home offers both comfort and convenience. Inside, you'll find an inviting floor plan with all bedrooms conveniently located upstairs. The two guest bedrooms share a full bathroom, while the spacious primary suite offers plenty of room for a sitting area, home office, or flexible utility space. It also features a large walk-in closet and a private en-suite bathroom, creating a comfortable retreat. The kitchen offers plenty of room for a breakfast table or a large island, making it the perfect spot for gathering and entertaining. Plus, the refrigerator stays! The oversized laundry room can also serve as a pantry or additional storage space. Step outside into the beautiful backyard, where mature trees provide ideal shade during hot Texas summers. Whether you're hosting a BBQ or enjoying a quiet evening, this open space is perfect for relaxation, the play station outback conveys with the home! Additional features include a 2-car garage with plenty of storage and a prime location just steps from a highly rated elementary school in Cibolo-Schertz-Universal City ISD-voted the #1 Best School District in Guadalupe County. The intermediate school is also within close walking distance! This home is also conveniently located near everything you need, including grocery stores, shopping centers, a variety of restaurants, and Randolph AFB. Whether you're running errands, dining out, or commuting, you'll love the unbeatable accessibility of this prime location! Don't miss out on this incredible opportunity. Schedule your showing today!
Source: SABOR #1838839
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1838839
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.