3220 Gulfport Ave, Deltona, FL 32738
3 beds · 2 baths · 1,208 sqft
Welcome to this stunningly renovated 3-bedroom, 2-bath home, a true gem that combines modern updates with timeless charm. Nestled in a serene neighborhood, this residence offers an exceptional living experience with its thoughtful design and high-end finishes. As you step inside, you'll be greeted by the open and airy layout, enhanced by the volume ceilings that create an inviting sense of space. The freshly painted walls, adorned in neutral tones, provide a perfect backdrop for your personal style and decor. The newer wood flooring, features a seamless flow throughout the home, adding to its appeal. The kitchen is the heart of the home, and this will make cooking a true pleasure. It boasts exquisite granite countertops, stone accents and new custom cabinets that provide ample space for meal preparation and entertaining. The new stainless steel appliances, including a modern refrigerator, oven, microwave, and dishwasher, are as functional as they are stylish, ensuring that cooking and cleaning are a breeze. Plenty of countertop perfectly for barstools at the counter or casual meals at the table. The split plan design offers privacy and convenience, with the master suite thoughtfully separated from the other bedrooms. The master bedroom is a tranquil retreat featuring ample closet space. The bathroom showcases a sleek shower, and contemporary fixtures. The additional two bedrooms are generously sized, each with large windows that let in plenty of natural light. They share access to a second bathroom, complete with a pedestal vanity and modern amenities, uplifting colors that will ensure comfort for family members and guests alike. Through the family room to the Florida room is a wonderful area to enjoy the fresh air without the Florida pest. One of the highlights of this home is the spacious backyard, an absolute oasis for outdoor activities and relaxation. Whether you envision hosting barbecues, gardening, or simply unwinding in the fresh air, this backyard offers endless possibilities. With a large mature oak tree, magical treehouse and tropical biosphere created with tiered plant beds throughout, it's a gardener's paradise! Additionally there is a large outdoor covered pavilion wired with electrical for lights, fan & TV hook up and a firepit for the cooler Florida evenings. The attached car garage adds convenience and extra storage space along with cabinets & appliance area. The garage has a utility sink, new washer/dryer, refrigerator & a side door exit. The septic tank was recently inspected and pumped. Current 4-point wind inspection report is available. Lifetime metal roofs on the home & pavilion were recently sealed and painted. 30 minutes from the Beaches. 1 hr. from WDW, SeaWorld and other central Florida attractions. With its impeccable renovations and attention to detail, this home is move-in ready and waiting for you to create lasting memories. Don't miss the opportunity to make this lovely renovated house your new home!
Source: STELLAR #v4939392
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4939392
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4939392
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.