322 Pitchfork Rd, Hartsel, CO 80449
5 beds · 4 baths · 3,244 sqft
If you are looking for a new home that is truly exquisite, then you owe it to yourself to visit this Beautiful, spacious & modern custom built Mountain Home situated on 10.5 acres of sprawling open land, w/ Views in ALL directions. This home was custom built by VanDeel Homes, who are known for using only the highest quality of construction materials & have provided this home w/ both exterior & interior high quality finishes…including beautiful wood flooring throughout, magnificent tile finishes in all the bathrooms, and natural stone highlights in the living areas. There are also. The large, elevated front & back decks offer a phenomenal setting for Morning coffee & BBQs w/ extraordinary mountain views. The upper level features the "Great Room" w/ Beatle-Kill Pine vaulted ceilings, large picture windows looking out upon the beautiful mountains & prairie vistas. The Kitchen has custom made Hickory Cabinets complemented by the Solid Granite countertops & copper plated backsplash & stainless-steel appliances. The heating system is hot water radiant w/ a water on demand system. The spacious Master Bedroom & Bath boast some of the finest of finishes - Marble Countertops, Moan freestanding Tub & separate Walk-In Shower. The lower level offers a Family room w/ Wet-Bar w/ Hickory Cabinets & Granite Counters, two Bedrooms, ¾ Bathroom & office room that can also be utilized as a non-conforming bedroom. The Garage is insulated & finished w/ a forced hot air heating system. The property offers lots of space for HORSES, RVs, ATVs & Dirt Bikes that can be used on nearby trail systems. The Ranch of the Rockies subdivision is a spectacular location offering numerous outdoor activities w/i 10-20 min. of this home. Activities include skiing, snowboarding, hiking, mountain & ice climbing, snow-shoeing, horseback riding, fishing, hunting, rafting, snowmobiling, 4-wheeling, mine exploration, canoeing, kayaking, hot springs, & much more! This is truly a one-of-a kind Country Estate.
Source: PPMLS #6943072
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #6943072
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6943072
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.