322 Langholm Dr, Venice, FL 34293
2 beds · 2 baths · 1,682 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Exceptionally well-maintained home with upgrades galore. This lovely 2 bedroom + Den home offers you a truly MOVE-IN ready opportunity as all the key components have been either replaced or improved. The major bones have been attended to and include a NEW Tile Roof (2023), AC (2023), Replumbed (2020), Hot Water Heater (2023), a complete Kitchen Remodel with Solid Cabinetry, Quartz Countertops, Glass Tile Backsplash, and Stainless-Steel Appliances (2021), and, most recently, Hurricane Impact Sliders (2024). PLUS you will certainly reap all the benefits of these additional UPGRADES such as New Hardwood Flooring and New Carpet in Bedrooms, with all NEW Baseboards (2020), Beautiful Plantation Shutters (2022), a Reinforced Lanai with all New Aluminum and New Pavers installed (2022), New Front Doors (2020), Fresh Landscaping (2022), New Interior Light Fixtures (2021), New Exterior Lighting (2021) Garage Door Opener (2023), New Hardware (2021), Interior Paint (2020) and Exterior Paint (2021). You will have all this and more to enjoy with "Peace of Mind" as you entertain on your Large Lanai while appreciating the wonderful Foliage that creates your very own Private Oasis. There's NO FLOOD Insurance required and NO CDD. Wexford on the Green is a small intimate Community within Plantation Golf & Country Club. Plantation offers voluntary memberships where you can enjoy all the amenities of Country Club living or you can appreciate the lifestyle of your own Community Pool and Social Events within your own neighborhood. This home is a real Gem and a rare find. Come see it today!
Source: STELLAR #A4646384
Source: STELLAR #A4646384
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.