322 Katherine St, Easley, SC 29640
3 beds · - baths · sqft sqft
This gorgeous home has been recently updated now better than ever! Centrally located and walking distance to the Silos, Hagood Park, Doodle Trail, downtown Easley shops & restaurants and the popular weekend Farmers Market. Short & easy drive to Clemson University, lakes Keowee/Hartwell and downtown Greenville. You will love all the upgrades made to this classic home, granite countertops in the kitchen and bathrooms, all new kitchen cabinets, new stainless steel appliances (Refrigerator, dishwasher, microwave and oven) new flooring, plumbing and lighting fixtures, inside and outside has fresh paint, New HVAC system, roof inspected and improved deck. Home will be perfect for the small family with the primary bedroom downstairs and use the upstairs as needed. If you have a bigger family the upstairs has 2 extra large bedrooms and full bath with good sized loft that will make the perfect office, teenage game room or what ever you want to make it. The backyard is perfect for the kids or animals to have a safe and private place to play with a wood fence securing the entire back yard. Use the large detached garage with power for extra living space for relatives or friends needing a place to stay, or a home business just 15 steps from your house. Again you make it what ever you want it to be! This home has plenty of options with all the upgrades of a new home at a fraction of the cost and quality of construction of the good old days! Make your appointment today and celebrate Christmas and New Years at 322 Katherine street Easley SC!
Source: GREENVILLESC #1541921
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1541921
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1541921
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