322 7th Ave N, Tierra Verde, FL 33715
5 beds · 3 baths · 2,768 sqft sqft
Check this high and dry home out! No damage from Helene or Milton & Move-in ready with a NEW Roof (10/2024) and Hurricane Impact Windows (2022)! Located 16 ft. above sea level! LOCATION! LOCATION! LOCATION! Your dream of living in downtown Safety Harbor, just minutes from everything, has come true! The owner has installed a NEW ROOF with ARCHITECTURAL SHINGLES and a 25 year transferable warranty in October 2024. This UPDATED home built in 2006 offers 2,768 sq ft of heated living space a LARGE 2 CAR GARAGE in the back plus space to park 2-3 more cars and is located just 2 1/2 blocks from charming Main Street, featuring restaurants, bars, shopping, street fairs, and festivals. This 5-bedroom, 3-bathroom, 2-car garage, single-story home with 2 lanai spaces has everything you want and more. The fresh and perfectly manicured landscaping and newer exterior paint (2022) give the home amazing curb appeal. Inside, you'll find NEW wood-look porcelain tile floors (5/2024) in the common areas of the house and a spacious office with a tray ceiling to your right. To the left is the primary owner's suite with 2 walk-in closets and a nicely appointed ensuite bathroom featuring double sinks, a soaking tub, a tiled shower, and granite countertops. The heart of the home boasts a separate dining room with custom built-in display shelving and a HUGE open kitchen/living room with stainless-steel appliances, a large center island perfect for entertaining, a separate breakfast nook, and a pantry. New windows flood the space with natural light, and the first of 2 screened lanais is just off the kitchen/living room combo. This outdoor space, with access to the newly fenced side yard (2023) with sport turf (2023), is perfect for pets and privacy. Bedrooms 2 and 3, both oversized with high-end bamboo flooring, share a Jack and Jill bathroom with granite countertops and a tub/shower combo. The 3rd bathroom features nice tile, a large walk-in shower, and updated lighting. The laundry room includes a sink and linen closet. The 4th bedroom has new porcelain tile flooring, a large closet, and access to the screened lanai via slider doors. The 5th bedroom is HUGE (22’4” x 12’3”) with bamboo flooring, a large walk-in closet, and would make a perfect in-law suite. This bedroom also has access to the back screened lanai through sliders. The oversized 2-car garage is located at the rear of the home on a well-maintained alley, and includes additional off-street parking for your guest and golf cart. Additional updates to the home include a new garage door opener and springs (2023), fresh interior paint (7/2024), HVAC with updated thermostat and UV cleaning system (10/2023), hurricane impact windows (10/2022), water heater (5/2022), new water softener and water treatment (2022), new lanai screens (2023), and updated irrigation controls (2023). Plus, it's NOT in a flood zone. Don’t wait! Schedule your private showing today!
Source: STELLAR #u8249905
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8249905
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8249905
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.