3219 Pleasant Lake Dr, Tampa, FL 33618
3 beds · 3 baths · 3,687 sqft sqft
HUGE PRICE IMPROVEMENT. SELLER MOTIVATED. Don't miss this opportunity to make it yours this beautiful waterfront property with No HOA, No CDD. This 3brm/3ba/2cg, home features separate Office/Den, Sunroom, large BONUS ROOM. The oversized 2 Car Garage is 719sf with extra storage. As you enter through the Custom leaded glass 10' double entry doors you enter the Living room and formal dining room with 12' ceilings, skylight, lighted plant ledges, crown molding, porcelain tile flooring on the first floor; open floor plan, Kitchen offers quartz counter tops, quartz backsplash, quartz waterfall kitchen island, wine freezer, and closet pantry; * All bedrooms are downstairs.* Spacious Master bedroom with walk in closet. Master bath features a Jetted Garden Tub and separate shower stall. The 2nd bedroom and 3rd bedroom are nice size with walk in closets each. *Second level has Large Bonus Room with a full bathroom, could be used as 4th bedroom, new floor, balcony, BREATHTAKING Sunrise Views from the Tranquil water Setting. Enjoy birding watching, canoeing, fishing or relaxing on your lanai. Walk in attic on 2nd floor and floored attic over garage; Enjoy the great outdoors on the Large 29x40 lanai with hot tub which overlooks the water. This space is prefect for entertaining, enjoying sunsets and watching the wildlife. Additional Features include house was Completely remodeled 2022 with new porcelain tile, new kitchen, new bathrooms, new painting interior and exterior, new roof, new water softener, new water heater, new lamps, new smart Cafe appliances. Roof (2023), Water Softener (2023) Water Heater (2022), new smart Garage door opener (2024) sprinkler system, storage closet under the stairs, additional storage space in garage, Good school districts like Martinez Middle School! Easy commute to shopping, dining, malls, Parks, Hospital and Veterans Expressway.
Source: STELLAR #t3529443
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3529443
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3529443
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.