3219 25th St W, Lehigh Acres, FL 33971
3 beds · 2 baths · sqft
Welcome home ~ to this spacious 2007-built home offering 3 bedrooms, PLUS DEN, 2 full baths and 2 car garage! At 2,151 square feet under air and expansive great room this home was made for entertaining. Formal living and dining rooms with warm/neutral carpet, plus incredible great room and breakfast nook with wood-like flooring and sliders leading to your screen enclosed lanai. The kitchen is a cook's delight with cabinet and counter space galore, and features stunning granite counter tops, wood cabinetry, under-sink reverse osmosis system, island, spacious pantry, stainless appliances and impressive breakfast bar with beautiful freshly installed pendant lights. Master suite is well appointed with his/her vanities, Corian counter tops, wood cabinetry, soaking garden tub and huge separate corner shower. Master room also has halo lights with dimmer switch and customized walk-in closet. Between the two guest rooms is a 10' x 12' bonus room ~ perfect for home office, gym, or playroom. Light and bright with windows galore! With a fenced in back yard and situated on a corner lot down a quiet street, this home gives you a country feel ~ all while offering easy access to a variety of amenities. Brand new roof installed 1/5/22. Brand new AC system installed 6/24/20 with coil replaced 8/9/24. Brand new septic system installed 11/3/20. Freshly painted exterior7/24/24. Camera system & Sprinkler system installed a few of the many extras this house will come with. Your new home awaits ... call today to schedule your private showing.
Source: FORTMYERS #224066298
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224066298
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224066298
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.