3217 Taragrove Dr, Tampa, FL 33618
4 beds · 2 baths · 2,015 sqft
Stunning 4/2/2 pool home in the highly coveted Tarawood community blocks from Lake Magdalene! Sooo many updates it's hard to list them all. This home boasts a completely remodeled kitchen with all stainless steel appliances and hood vent, quartz countertops and solid wood cabinetry that looks like it should be in a magazine centerfold. The enormous quartz island bar is a centerpiece tying together the kitchen and family room. The separate dining room/living room also overlooks the pool area and creates additional space to host. The home also has a wood burning fireplace for those chilly Florida nights unless you prefer to enjoy your fires outside then go to the firepit in the backyard where 6 can comfortably sit around. New vinyl flooring throughout the living areas, 3 sets of hurricane resistant sliders as well as the pool pump and pool heater were all installed in 2020. In 2024 the owners also installed a new 50 gallon water heater, pool screen enclosure and painted the exterior of the home. They also had new insulation blown in in 2023 to keep that energy bill lower. Once you step outside to the spacious covered lanai you have a crystal blue pool inviting you to cool off on those summer days. It's all kept private by the 6 ft. vinyl fencing and mature oaks. Come see why this small community is so sought out due to quaint streets surrounded by amazing schools and all kinds of shopping and restaurants. Located centrally between I-275 and Dale Mabry Hwy so you're only a few miles to highways for easier commutes.
Source: STELLAR #TB8348576
Financials
Source: STELLAR #TB8348576
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.