3216 Rose Walk Ct, Mount Pleasant, SC 29466
4 beds · 3 baths · 2,506 sqft
Discover your dream home nestled on a spacious cul-de-sac lot in Dunes West, offering both tranquility and convenience. This stunning two-story residence features a charming exterior with beautiful landscaping and a welcoming front porch. To the left of the tiled foyer, you will find a beautifully lit living room, highlighted by a cozy fireplace and expansive windows that invite natural light to fill the space. Enjoy evenings by the fireplace or hosting gatherings in the warm, inviting atmosphere. The elegant interior features a seamless flow between living areas, ideal for both relaxing and entertaining. There's a formal dining room located between the kitchen and living room which is currently being used as an office. This room is enhanced by gleaming wood floors and a tray ceiling.The kitchen features wooden cabinetry with black granite countertops and stainless steel appliances. You will love the breakfast bar and bay window breakfast nook, offering a cozy spot for meals with plenty of natural light. The connected family room provides a comfortable space for relaxation and socializing. Upstairs, retreat to the serene master en-suite with a recently remodeled bathroom. A freestanding soaking tub, oversized walk-in shower with custom tile flooring and niche, double vanities and dark floor tiles give this bathroom a modern look. The walk-in master closet has been fitted with an organizational system that will provide a place for all your clothing. Three additional well-appointed bedrooms offer comfort and versatility, An additional full bath services the secondary bedrooms and has been updated with beautiful tile walls surrounding the tub and a double vanity. The backyard offers privacy and lots of space to create your own garden oasis. You will love listening to the water cascading down the fountain as you relax by the stone fireplace or sit on the screened porch. The patio is surrounded by lush greenery, including trees and shrubs providing a serene and private atmosphere. The owner has planted various perennials in the flower beds to provide seasonal color to the landscaping. Don't miss your opportunity to own this slice of paradise. Schedule your viewing today and experience the serenity and charm firsthand!
Source: CTAR #25003918
Financials
Source: CTAR #25003918
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.