3216 Lynrock Ave, Dundee, FL 33838
4 beds · 2 baths · 1,855 sqft
Welcome to Your Stunning 4-Bedroom, 2-Bathroom Home with a 2-Car Garage on a Spacious Corner Lot! With over 1,850 square feet of heated living space, this home offers an open, flowing floor plan. Step into the expansive living room, seamlessly connected to the dining area and kitchen, perfect for both relaxation and entertainment. The large kitchen features a welcoming breakfast bar. Throughout the common areas, you'll find tastefully updated ceiling fans for a modern touch. The master suite offers a luxurious retreat with its own en-suite bathroom, complete with a separate shower and tub for ultimate relaxation. From the convenience of your own home, step into your expansive screen-enclosed lanai, perfect for year-round outdoor living and for hosting guests in comfort and style. Situated on a desirable corner lot, this home offers both privacy and convenience. Its prime location provides easy access to the scenic Lake Eva Community Park in Haines City which features 2 outdoor basketball courts, 6 hard court tennis courts (4 lighted), 9 open air pavilions, 2 playgrounds totaling 17,000 sq. ft, a public boat ramp and 240-foot fishing pier, and so much more including an aquatics center, community center, tennis pro shop, and the Haines City community theatre! You are only a mile and a half from the beautiful 45-acre East Central Park where you can play racquetball, tennis, basketball, volleyball, baseball and so much more! There are also parks and there is plenty of space for picnics. Less than 5 miles from US 27, you have shopping and restaurants at your convenience! Close to Disney and Tampa to make memories that will last a lifetime. Don't miss out on this stunning property – it’s the perfect place to call home!
Source: STELLAR #o6242320
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6242320
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6242320
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.