3215 Shawlands Rd, Killeen, TX 76542
3 beds · 2 baths · 1,507 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Charming 3-Bedroom Home in Killeen – Upgraded & Move-In Ready! Welcome to this beautiful Stylecraft-built 3-bedroom, 2-bathroom home in Killeen, Texas! Designed for comfort and style, this home features a spacious living room with an electric fireplace, perfect for cozy evenings. The upgraded kitchen boasts custom cabinets, a stylish backsplash, and elegant granite countertops, making it both functional and stunning. A nice-sized pantry provides ample storage space, while a separate laundry room offers convenience and organization. The primary suite is a retreat of its own, offering double vanities, a separate tub and shower, and a generous walk-in closet. Enjoy outdoor living in the nice-sized backyard with no back residential neighbors, ensuring extra privacy. Plus, the front and back sprinkler system keeps your lawn looking lush year-round. Located in a fantastic location, this home is conveniently close to schools, shopping, and dining, making everyday errands and entertainment a breeze. Additionally, the community offers amazing amenities like parks, a pool, splash pads, and walking trails, perfect for outdoor activities. Don't miss this opportunity—schedule your showing today!
Source: CENTRALTEXAS #574088
Source: CENTRALTEXAS #574088
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
