3214 Little Fawn Ln, Green Cove Springs, FL 32043
4 beds · 3 baths · 2,492 sqft
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Discover this 4-bedroom, 2.5-bathroom residence in the serene Cross Creek neighborhood, constructed in 2022. Spanning 2,492 square feet, the house utilizes the Brighton floor plan, which includes a multi-purpose room at the front. This space is adaptable and can function as a dining room, an office, or an additional bedroom, depending on your needs. The home presents a practical layout with a neutral color scheme, ready to accommodate any personal style or furniture arrangement. The expansive backyard offers ample space, perfect for a variety of outdoor activities and enhancements such as installing a pool, setting up a fire pit, or creating a playground for children. The Cross Creek community is equipped with a range of facilities. Residents have access to a clubhouse, three swimming pools, and a fitness center that caters to all levels of fitness enthusiasts. The neighborhood includes sports facilities for those interested in staying active and competitive. For those with recreational vehicles, the community offers RV and boat storage at a homeowner rate, providing a convenient solution for large equipment. Additional outdoor amenities include a playground for children, a basketball court for sports enthusiasts, and a picnic area for family gatherings and social events. All these features create a vibrant living environment ideal for families and active individuals. Located strategically near major highways, Cross Creek provides effortless access to the bustling city of Jacksonville, the historic charm of St. Augustine, and the quaint downtown of Green Cove Springs, renowned for its shops and local eateries. Furthermore, NAS JAX is only a 25-minute drive, making it an excellent location for military families or those seeking a quick commute to the base. This home combines modern comforts with community conveniences, making it an ideal choice for those looking for a new home in a dynamic and family-friendly neighborhood.
Source: REALMLS #2076904
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2076904
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
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