3213 Enclave Blvd, Mulberry, FL 33860
5 beds · 3 baths · 2,557 sqft
Stunning Renovated Home in Sought-After Imperial Lakes Community! Discover your dream home in one of the most desirable neighborhoods! This beautifully renovated residence is ideally situated near shopping, dining, and medical facilities, offering both convenience and comfort. Step inside to find new tile flooring throughout the first floor, complemented by stylish light fixtures and fresh paint that create a warm, inviting atmosphere. The spacious kitchen boasts solid surface countertops and solid wood cabinets, perfect for culinary enthusiasts. With five bedrooms and three baths, this home is ideal for a large family. Enjoy two dining and entertaining areas, including a charming dining room adjacent to the kitchen and a cozy dinette in the kitchen/family room combo. One of the bedrooms and baths is conveniently located off the family room, making it a perfect guest suite or mother-in-law suite. Your private backyard is a tranquil retreat, backing up to preserved wetlands—ensuring no rear neighbors and plenty of privacy. The oversized yard features a large deck, just waiting for a pool, making it an entertainer's paradise! Upstairs, the Primary Suite offers a serene escape, complete with a walk-in closet and an en-suite bathroom featuring a luxurious soaking tub, a spacious shower, and a separate water closet. Down the hall, you'll find three more generously sized bedrooms and a bath with double sinks—ideal for family living. With charming curb appeal and a quick stroll to the neighborhood mailboxes, this home is a must-see. Don’t miss out on this fantastic opportunity! Call today for your private showing. All information, including measurements, is approximate and should be verified by buyers and/or their agents.
Source: STELLAR #l4947767
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4947767
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4947767
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.