32124 Corbin Ridge St, San Antonio, FL 33576
3 beds · 2 baths · 2,040 sqft
This 3-bedroom 2 bath home sits on one of the largest corner lots in the neighborhood and the seller just had a new roof installed. Come enjoy the soaring high ceilings, split bedroom floor plan, open floor plan concept, "OVERSIZED" laundry room with wash tub, 42" cabinetry and granite counters and TWO pantries in your spacious kitchen, "BONUS" Florida Room just off the dining room makes for a great space to sit and read a good book or when you are entertaining, your guests can hang out and share stories. The lush, fully fenced back yard houses a refreshing above ground pool and an extended patio slab for your BBQ grill or a Jacuzzi. AC is approximately 2.5 years old, New Roof being installed. Come check out this move in ready beauty today that is centrally located minutes from I-75, shopping and more. Can you believe my electric bill is less than $40 a month? That's right, thanks to the SOLAR PANELS my sellers installed 2 years ago and as a "BONUS" they will PAY OFF THE BALANCE FOR YOU AT CLOSING!! All the mechanicals were taken care of for you. AC is less than 3 years old, Roof just installed, drain field replaced less than 3 years ago, Solar is less than 3 years old. Location, Location, Location. This home is just minutes from I-75, 15 mins from Wesley Chapel and all the hospitals, malls and restaurants and less than 5 minutes from the new Publix grocery store and Mirada Crystal Lagoon.
Source: STELLAR #t3532667
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3532667
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3532667
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