3209 Azure Ln, Celina, TX 75009
4 beds · 2 baths · sqft
Don't miss this beautiful 4 bedroom, 2 bathrooms, 2 car Garage, electric fireplace, an open-concept layout floor plan in popular Bluewood community in Celina! This single-story home blends style and functionality that delivers something everyone in the family will enjoy! A textured brick claims instant curb appeal. Step inside the wide foyer to find luxury vinyl plank flooring flowing from the entrance into the open-concept living space, adding stylish appeal. A full bathroom and 2 sizable secondary bedrooms are conveniently tucked off the entrance. Farther down the foyer, you will find a separate private hallway connecting a laundry room and another large bedroom. Whether you're on the hunt for a spacious study to work from home or a comfortable guest retreat, utilize this space to best fit the needs of your dynamic lifestyle. Whip up a culinary creation in the kitchen, boasting light granite countertops; a chic, light subway-style backsplash; white painted upper and lower, cabinetry; stainless steel appliances; and chrome fixtures. A large island maximizes meal prep space and storage. Set the dinner table and enjoy a home-cooked meal in the adjacent dining room, accentuated by a boxed-out window, or cozy up in front of the electric fireplace for a relaxing evening at home. Sit and enjoy a cup of coffee on your covered patio or enjoy the ammenities in the HOA that include a luxurious pool, parks and biking and hiking trails. Elementary school is in the neighborhood. Conveniently located off Preston Rd with tons of shopping and restaurants and easy access to Hwy 380 and the DNT.
Source: NTREIS #20792065
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20792065
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20792065
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.