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$335,000 SIGNIN

Sign in to see required down payment for the 3.1% rate

3209 8th St SW, Lehigh Acres, FL 33976

3 beds · 2 baths · 1,976 sqft

Welcome to your dream home in Lehigh Acres! This stunning single family home boasts 3 bedrooms, 2 bathrooms, and a 2 car garage, providing ample space for you and your family. The office space is perfect for those who work from home or need a quiet place to study. The stainless steel appliances in the kitchen add a touch of elegance, while the carpet throughout the home provides a cozy and comfortable feel. The impact windows and doors offer peace of mind during storm season, and the newer construction ensures that you won't have to worry about costly repairs anytime soon. Step outside to the enclosed lanai, where you can enjoy the beautiful Florida weather year-round. This home has been meticulously maintained, with every detail carefully attended to. Whether you're looking for a peaceful retreat or a place to entertain friends and family, this home has it all. Don't miss out on the opportunity to make this house your forever home. Schedule a showing today and start living the life you've always dreamed of in this beautiful Lehigh Acres home.

Estimated
Seller's interest rate
3.1%
7%
Estimated
Monthly payment

$1,370
$1,748
You may also save up to $118,348 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,748 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
3.1%
Remaining term
26 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,370
Principal & interest
$767
Mortgage insurance
$127
Property taxes
$171
Home insurance
$304
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,551 sqft
Lot size
0.25 acres
Year built
2021
Type
Single Family Residence
HOA dues
$0.00

Source: FORTMYERS #224069653

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 01:22 am
Listing agent: Michelle Arteaga (239) 895-2297
Listing provided courtesy of: Golden Homes Realty Inc (239) 464-9888
Details provided by FORTMYERS and may not match the public record.
MLS ID: #224069653
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
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