3208 King William Cir, Seffner, FL 33584
3 beds · 2 baths · 1,741 sqft sqft
Welcome to your new home in the sought-after Kingsway Downs neighborhood of Seffner! This beautifully maintained 3-bedroom, 2-bathroom gem offers a perfect blend of comfort and style. With a 2018 roof and an array of modern features, this residence is ready for you to move in and start living. The home boasts high ceilings and crown molding, creating an elegant and airy atmosphere. Ceiling fans throughout ensure year-round comfort. Prepare meals with ease in the well-appointed kitchen, featuring sleek granite countertops, a double oven, stainless steel appliances, and ample cabinet and drawer space. The crown molding on top of the cabinets adds a touch of sophistication. The primary bedroom includes a walk-in closet and a private attached bathroom, providing a personal sanctuary. Enjoy the Florida sunshine in the expansive, fenced-in backyard. The back patio is ideal for grilling and entertaining, complete with a new playset that stays with the home. A large concrete pad offers additional space for lounging or outdoor activities. Located just a quick drive from shopping centers, restaurants, I-75, and I-4, this home provides easy access to everything you need. Plus, you’re only about 20 minutes away from Tampa for a variety of events and boutique shopping. This home combines modern amenities with a fantastic location, making it the perfect choice for your next move. Don’t miss your chance to make it yours – schedule a showing today!
Source: STELLAR #u8251874
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8251874
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8251874
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.