3207 Stratton Cir, Kissimmee, FL 34744
4 beds · 3 baths · 2,760 sqft
Welcome to this expansive 4-bedroom residence, where elegance and charm seamlessly blend with modern functionality. Meticulously maintained and move-in ready, this home exemplifies turnkey living at its finest. From the moment you enter, you'll be drawn to the heart of the home—an expansive open-concept living area that effortlessly connects the kitchen, dining, and living spaces. This well-appointed layout offers direct access to the spacious rear yard, providing a serene and private retreat. The refined kitchen is thoughtfully designed with quartz countertops, a large central island, a breakfast bar, and three generously sized pantries, ensuring abundant storage. Modern stainless steel appliances further enhance the appeal and practicality of the space. A convenient half bath, expansive under-stair storage area as well as the ideal laundry room are also located on the ground floor, offering additional functionality. A versatile den, located on the main level, features elegant double French doors and provides the flexibility to serve as an office, study, or lounge—catering to your unique needs. Upstairs, all bedrooms are thoughtfully tucked away to ensure privacy. The principal suite is a luxurious retreat, featuring a spacious walk-in closet and an en-suite bath with a quartz-topped vanity, dual sinks, a linen closet, and a large, walk-in shower. The secondary bedrooms are generously sized, providing comfort and flexibility for the whole family. The garage, accessed via a beautifully paved driveway, offers ample space for two vehicles, with additional storage options. This home is ideally situated in a tranquil, close-knit community with newly completed roads that provide convenient access to shopping, dining, and major thoroughfares. Offering the perfect balance of privacy, tranquility, and accessibility, this residence is truly a prime location. Don’t miss the opportunity to make this exceptional home your own—schedule a showing today and experience its full range of features!
Source: STELLAR #o6261001
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6261001
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6261001
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.