3207 Stratton Cir, Kissimmee, FL 34744
4 beds · 3 baths · 2,760 sqft
Welcome Home to Spacious & Comfortable Family Living! Step into this beautifully maintained 4-bedroom home with a versatile den—perfect for a 5th bedroom, playroom, or home office! Designed for modern family living, this home offers a seamless blend of comfort, style, and functionality in a welcoming community. From the moment you walk in, you'll love the bright, open-concept design that brings everyone together. The heart of the home is the spacious kitchen, dining, and living area, which flows effortlessly to the backyard—ideal for kids to play, family barbecues, or relaxing under the stars. The chef’s kitchen is both stylish and practical, featuring quartz countertops, a large island with a breakfast bar, three roomy pantries, and stainless steel appliances—plenty of space for meal prep and storage! Plus, the first floor boasts a convenient half-bath, a large laundry room, and extra storage under the stairs. Need extra space? The main-level den with elegant French doors can easily serve as a playroom, study, or even a guest bedroom—perfect for a growing family! Upstairs, the thoughtfully designed layout ensures privacy and comfort for everyone. The primary suite is a true retreat with a walk-in closet and spa-like en-suite bathroom, complete with dual sinks, a quartz-topped vanity, and a large walk-in shower. The secondary bedrooms are generously sized, making them perfect for kids, guests, or a hobby space. The two-car garage and beautifully paved driveway provide ample parking and extra storage. Located in a peaceful, family-friendly neighborhood, this home is just minutes from schools, shopping, dining, and easy access to major roads—making daily commutes and weekend outings a breeze! Don’t miss this chance to find your perfect family home—schedule a tour today!
Source: STELLAR #O6261001
Financials
Source: STELLAR #O6261001
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.