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3207 New Market Ave, Carpentersville, IL 60110

3 beds · 3 baths · 2,028 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Be prepared to be impressed! This well-maintained home shines with real hardwood floors throughout the main and second levels, except bedrooms. The welcoming foyer leads to a beautiful kitchen with stainless steel appliances and a dinette area, plus a living room, dining room, family room with a fireplace, powder room, and laundry room. Upstairs, the spacious primary bedroom features an en-suite bathroom and his-and-hers walk-in closets. You'll also find two more bedrooms, a second full bathroom, and a versatile loft that can be converted into a fourth bedroom or used as additional entertainment space. Step outside through the sliding patio door to a large, two-level deck with a screened gazebo, beautiful landscaping, and a fenced yard-perfect for pets! The fully finished basement adds even more living space with a fourth bedroom and a workout area. Additional features include a two-car garage, A/C, a covered front porch, and recent updates: a roof and fence (around 5 years old), a furnace and A/C (2019), and a water heater (less than a year old). Move right in and enjoy! Located minutes from I-90, top-rated schools, parks, and the Randall Corridor's fantastic restaurants and shopping.

Location
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Home details
Size
2,028 sqft
Lot size
0.21 acres
Year built
2000
Type
Single Family Residence
HOA dues
$18.75

Source: MRED #12323652

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 14, 2025 06:57 am
Listing agent: Carlos Betancourt
Listing provided courtesy of: Premier Living Properties (630) 377-1646
Details provided by MRED and may not match the public record.
MLS ID: #12323652
Based on information submitted to the MLS GRID as of May 11 2025 - 23:34. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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