VA loan
1 of 42
VA loan

3206 Sunshine Blvd S, Lehigh Acres, FL 33976

4 beds · 2 baths · 1,696 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

$20,000 Price Reduction! Assumable VA Loan – Lock in a Lower Interest Rate & Save Thousands! Take advantage of an assumable VA loan and secure a low interest rate in today’s high-rate market! This rare opportunity allows qualified buyers to step into an existing mortgage with better terms than new loans offer. Lower Interest Rate – Potentially save hundreds per month on payments. Easier Financing – Skip the high closing costs of a new loan. Open to Non-Veterans – You don’t have to be VA-eligible to qualify. Faster Closing – Avoid the delays of a traditional loan process. Don’t miss out on this game-changing financing option! See if you qualify. Stunning 4-Bedroom, 2-Bath Home – Spacious & Move-In Ready! SELLER MAY PAY 2% OF THE PURCHASE PRICE TOWARDS THE BUYER'S CLOSING COSTS. Discover the perfect blend of comfort and style in this 1,696 sq. ft. home, featuring 4 bedrooms and 2 bathrooms in a desirable location. With a thoughtfully designed layout, this home offers plenty of space for entertaining, or simply relaxing in your own private retreat. Home Features: Spacious Main Suite – Enjoy a luxurious garden tub and separate shower for ultimate relaxation. Open-Concept Living Area – Perfect for private gatherings with those closest to you and friends. Modern Kitchen – Plenty of counter space, storage, and natural light. Four Well-Sized Bedrooms – Ideal for you and yours, guests, or a home office. Beautiful Outdoor Space – Ready for gardening, grilling, or enjoying the fresh air. This home is move-in ready and waiting for its next owner! Don’t miss this opportunity—schedule a showing today!

Location
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Home details
Size
1,696 sqft
Lot size
0.264 acres
Year built
2007
Type
Single Family Residence
HOA dues
$0.00

Source: NABOR #224101960

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: May 12, 2025 06:28 pm
Listing agent: Phil Romanow (239) 246-9761
Listing provided courtesy of: Realty One Group MVP (800) 896-8790
Details provided by NABOR and may not match the public record.
MLS ID: #224101960
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright }}YEAR}} M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
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