320 Buena Vista Dr S, Dunedin, FL 34698
2 beds · 2 baths · 1,011 sqft
LOCATION IS EVERYTHING!! This isn’t just a home; it’s a gateway to an incredible lifestyle! A mere 5-minute walk takes you to the intercoastal to see gorgeous sunsets, while a 3-minute stroll leads you to the scenic Pinellas Trail that leads to downtown. Hop on your bike and explore downtown Dunedin, where art festivals, craft breweries, and delightful restaurants await. With parks, playgrounds, and the sprawling 100-acre Hammock Park just around the corner, adventure is always at your fingertips. YOUR FLORIDA COASTAL DREAM AWAITS!! Rest assured, this home has a solid history with NO flooding or wind damage, so you can enjoy your new home with confidence!! This stunning 2-bedroom, 1.5-bathroom home, with a bonus 12'x14' guest suite in the process of being beautifully crafted, allowing you to customize it to your liking! Nestled on one of the largest lots in Dunedin Isles, this gem is the ultimate blend of character, convenience, and coastal living. STEP INSIDE!! You wil be enveloped by the warmth and charm of this cozy home. The original hardwood floors and updated travertine tile in the dining and kitchen areas create a timeless elegance that invites you to relax and unwind. With an abundance of windows, natural light floods the space, enhancing the bright and airy atmosphere. The energy-efficient double-hung vinyl windows allow you to enjoy the beautiful views while keeping your utility bills low! Experience the ultimate in-home entertainment with built-in surround sound speakers seamlessly integrated into the ceiling and walls. Whether you're hosting a movie night or enjoying your favorite music, this feature creates an immersive audio experience that elevates every moment! YOUR PRIVATE BACKYARD OASIS!! Get ready to be wowed by your backyard paradise! Dive into your sparkling saltwater pool (2014), surrounded by a spacious paver deck, or bask in the sun under the wide-open skies of your tropical retreat, complete with fruit trees, palms, and lush landscaping. The charming gazebo is the ideal spot to fire up the grill and cheer on your favorite sports team! Enjoy sunny afternoons and lively gatherings in this inviting outdoor space. Your furry friends will thrive in the synthetic grass doggy playpen, and the expansive yard offers endless possibilities—imagine a charming she-shed, a cozy tiny home for guests, or ample space to park your boat and motorhome! UPGRADES GALORE!! This home is loaded with modern updates designed for your comfort: a new roof (2013) with architectural lifetime shingles, high-efficiency pool pump (2024), salt cell addition (2024), new AC (2017), and blow-in attic insulation to keep you cool year-round. New refrigerator and dishwasher. Relax on the slate-tiled front porch, with new ceiling fans creating a gentle breeze as you wave to friendly neighbors. LIFESTYLE!! This home is about more than just where you live—it's about how you live. SEE IT... LOVE IT... LIVE IT!!
Source: STELLAR #tb8322045
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8322045
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8322045
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.