3168 Treadwell St, Mount Pleasant, SC 29466
5 beds · 4 baths · sqft sqft
Experience the epitome of ''resort living'' at 3168 Treadwell St, a gorgeous Mt Pleasant home located in the desirable Hamlin Plantation. Spanning over 4,000 sf, this expansive 5 bedroom, 3.5 bath home is nestled along a pond w/ a private backyard oasis designed for endless leisure. Upon entering this stunner, you are greeted w/ an open yet thoughtful floor plan where the light filled living room seamlessly flows into the dining room w/hardwood floors throughout the entire first floor & continues to the upstairs hallway. The spacious eat-in kitchen is fit for any culinary enthusiast offering ample storage w/custom cabinetry to the ceiling, stainless appliances including a gas range, pantry & laundry room.The adjacent family room boasts a 2-story ceiling w/ a double Fanimation fan alongwith a chic gas fireplace with built-ins that creates the perfect mood for family gatherings or simple relaxation. The adjoining sunroom/office is complete with a custom swing bed and barn door made of 100 yr old reclaimed pine from an old SC cotton mill, which also opens to the rear porch...a perfect spot for your morning coffee or evening fire pit session. The backyard paradise is completely equipped for hours of private relaxation or seamless entertaining. From the spectacular pool with a water feature, cover & hot tub to the cabana bar, outdoor kitchen and grill, this fabulous home has it all! This picturesque backyard is also accessible from the first floor primary suite with stunning pond views that will make you feel you are on a permanent vacation. This private sanctuary features a spa-like bathroom with his & her vanities and ample closet space. Upstairs you will find four additional spacious bedroom suites, including one bedroom with a private porch and a bonus room complete with built-in bunk beds that have a total of six beds, two of which are hidden trundles, perfect for hosting guests. Special features abound in the home, including plantation shutters, wainscoting, and bead-board shiplap plus most recent upgrades including a NEW ROOF, HVAC'S, RINNAI TANKLESS WATER HEATER, NEW FRONT PORCH & RAILINgS WITH TIMBER TECH FLOORING, NEW BACK DECK WITH TREX/PC, NEW HOT TUB, SALT CELL FOR POOL ALONG WITH NEW INTERIOR PAINTING, NEW DISHWASHER, DRYER, and more! In addition to the abundant storage throughout the home, the two car garage provides plenty of space for parking and all your coastal toys. Hamlin is a sought-after resort style community with incredible amenities, including a clubhouse, fitness center, pool, tennis courts, basket ball & volleyball courts, playground, walking trails and boat/RV storage. This coveted community offers a prime Mt Pleasant location with easy access to top schools, incredible dining & shopping, ocean beaches, downtown CHS and the airport. Don't miss this exceptional opportunity to call 3168 Treadwell St home!
Source: CTAR #24022313
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24022313
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24022313