3164 N 300TH DR, Buckeye, AZ 85396
Prepare to be impressed by this captivating 4-bedroom, 3-bathroom single-level home that backs to a desert wash, providing a spectacular VIEW with no neighbors directly behind, nestled in the sought-after Tartesso subdivision. Boasting a generous 2,207 sq/ft of living space, an ASSUMABLE VA LOAN at 2.75%, plus energy efficient solar, this residence offers the perfect blend of comfort and tranquility. Situated within walking distance to the community park and playground, nearby to Tartesso Elementary School, and offering easy access to I-10 Fwy adds to the desirability of this home. Step inside to discover a welcoming split open floor plan, featuring upgraded ceramic tile flooring in all the right places, a welcoming great room, and a formal dining space with a seamless flow to the fantastic eat-in kitchen equipped with SS appliances, elegant quartz countertops, staggered height cabinets, and a large center island with a breakfast bar that opens to a casual dining area and great room - ideal for entertaining family and friends. Step out to the extended covered patio via the multi-panel glass slider and bask in the tranquility of the backyard oasis. Enjoy lazy afternoons relaxing and enjoying some amazing Arizona sunsets and ample space for patio furniture to dine alfresco along with a low maintenance landscape to complete your resort-style backyard. Retreat to the primary bedroom, boasting an ensuite bathroom with dual sinks, an oversized glass-enclosed walk-in shower, private toilet, and a large walk-in closet - your own private sanctuary. Three additional bedrooms, two guest baths, a convenient laundry room that includes the washer/dryer, and a 2-car garage complete this remarkable floor plan. With its desirable location, stunning features, and inviting ambiance, this home is sure to inspire a lifetime of cherished memories. Submit your offer today and start imagining the possibilities!
You may be able to put down less than the total down payment amount of $26,434 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6752572