31562 Acacia Vis, Bulverde, TX 78163
4 beds · 2 baths · sqft
Welcome Home! *** ASSUMABLE LOAN 2,5% !!! This beautiful property is MOVE-IN READY and offers the perfect blend of comfort and style. Located in a resort-style community, it provides the ideal setting for those seeking both convenience and luxury. The seller is willing to assist with the buyer's closing costs for the right offer! This stunning 4-bedroom, 2-bathroom home features a spacious open-concept living area, perfect for entertaining. The primary bedroom is conveniently located downstairs for added privacy and easy access, while the three additional bedrooms are upstairs. You'll also find a game room upstairs, ideal for family fun or a cozy retreat. Recent updates include brand-new carpet, custom automatic blinds throughout, and a painted garage with a garage door opener. The home also boasts upgraded outdoor amenities, including a shed in the backyard, a beautiful mature tree, outdoor cameras, and a sprinkler system for both the front and back yards. Inside, enjoy the convenience of automatic shades, faucet upgrades, and ugraded appliances, including a microwave, dishwasher, and fridge. A Google thermostat adds comfort and energy efficiency to the home. With these modern upgrades and thoughtful additions, this home is move-in ready and offers the perfect combination of practicality and style. Don't miss out on the opportunity to make this your new home! COMMUNITY: Imagine living in a resort-style community where every day feels like a vacation! Enjoy amenities such as a stunning infinity pool, a brand-new Junior Olympic-sized lap pool, and a splash pad for kids. Access a contemporary clubhouse, a well-equipped 24/7 gym, and participate in yoga classes. Explore miles of scenic walking and biking trails, and take advantage of the dog-friendly Kleck Park. Challenge friends to basketball, host BBQs, or enjoy quality time with your children on multiple playgrounds, including one with an exhilarating zip line and another with diverse play options. Engage with your neighbors at the community center, which hosts live music, events, and food trucks. Relax by the catch-and-release fishing pond. Hidden Trails offers a vibrant lifestyle with endless possibilities! LOCATION: The Hidden Trails subdivision is conveniently located just off Highway 281, with easy access to nearby shopping at HEB and Walmart, as well as Starbucks, restaurants, and medical facilities. Everything you need is within reach. The San Antonio Airport is just 30 minutes away, and the stunning Canyon Lake is a short 20-minute drive.
Source: SABOR #1825277
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1825277
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1825277
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.