3156 Daisy Rd, Loris, SC 29569
2 beds · 1 baths · 1,024 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Nestled on 5 acres of serene countryside, this super cute 2-bedroom, 1-bathroom home offers the perfect escape from the hustle and bustle of city life. Tucked away in a quiet, tranquil setting, this charming property provides the ideal environment for relaxation and rejuvenation. Whether you're looking for a peaceful retreat or a place to start a new chapter, this home has everything you need to create your ideal lifestyle. As you approach the property, you'll be greeted by a gravel drive that leads up to the home, adding to the rustic charm and privacy of the setting. The house itself features a cozy and inviting living room with a warm fireplace, offering the perfect spot to curl up with a good book or unwind after a long day. The abundance of natural light fills the space, making it feel open and airy. The home's thoughtful design maximizes its footprint, ensuring that every square foot is used efficiently. Inside, you'll find two comfortable bedrooms, each providing a peaceful retreat at the end of the day. The bathroom is conveniently located between the bedrooms, offering modern touches and plenty of space. While the current layout is cozy and functional, the property offers incredible potential for customization, whether you want to expand the living space or enhance the interior with your personal style. The large, flat lot surrounding the home provides endless possibilities for outdoor activities. The expansive acreage is perfect for anyone with a passion for gardening, farming, or simply enjoying the beauty of nature. There's ample space to build additional structures, such as a workshop, guest house, or even a larger barn. For equestrian enthusiasts, the property offers plenty of room to keep horses or other animals, and with the peaceful, open land, it's an ideal spot for riding trails or a pasture. For those with a love of the outdoors, the property is a dream come true. If you're a hunter, you'll appreciate the natural surroundings, providing privacy and access to hunting opportunities. Alternatively, you can create your own outdoor adventure playground perfect for anyone who enjoys spending time outdoors. The possibilities are truly endless when it comes to how you can use this beautiful plot of land. The tranquility of the setting is further enhanced by the peaceful neighborhood, where you'll feel miles away from the stress of daily life while still being conveniently located to nearby towns and amenities. Enjoy the benefits of rural living with easy access to shopping, dining, and recreational activities. This property offers the rare combination of seclusion and convenience, making it an ideal place to call home. A shed on the property provides extra storage space for tools, outdoor equipment, or anything else you need to keep organized. Whether you're a hobbyist, gardener, or need room for your outdoor gear, the shed is a practical addition to this already fantastic property. The combination of storage space, expansive land, and the charm of the home makes this property a standout. With room to grow and the freedom to make it your own, this quaint home offers a rare opportunity to build the life you've always dreamed of. The peaceful surroundings, privacy, and potential for expansion make it a true gem. Don't miss out on the chance to own this incredible property!
Source: MYRTLEBEACH #2500006
All values shown are estimated costs / mo.
Source: Public records
Source: MYRTLEBEACH #2500006
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.