3155 Boldmere Trl SE # 3 Unit 3
Smyrna, GA 30080
3 beds · 4 baths · 2,696 sqft
$515,000
Get prequalifiedAbout this home
Price Reduced + $1,500 Seller Concession = Built-In Equity! This spacious, end-unit townhome in a private gated community offers modern design, flexible living, and prime location. Enjoy a chef-style kitchen with a massive 13-foot granite island, stainless steel appliances, and open-concept flow into the living and dining areas. The main level features hardwood floors, custom built-ins, and a dramatic floor-to-ceiling marble fireplace, along with integrated Sonos surround sound on both levels. Upstairs, the oversized primary suite includes a walk-in closet and spa-style bath with dual vanities and a large walk-in shower. The second bedroom offers a private en suite bath, and the third bedroom includes a Murphy bed, perfect for a home office or guest space. Additional highlights include a 2-car garage, ample storage, and access to a beautifully maintained community. Located just 1.2 miles from The Battery Atlanta and Truist Park, and minutes from Cumberland Mall, Cobb Galleria, I-285, and I-75. Well-priced, move-in ready, and offering equity from day one! Don’t miss this opportunity.
Source: FMLS #7563523
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
