3150 N Fillmore St, Denver, CO 80205
3 beds · 2 baths · 1,613 sqft sqft
The zoning on this lot is rare in this area! If you have been looking for an opportunity in an amazing location in the Skyland neighborhood, look no further! Offering buyers a concession for a rate buy down and/or landscaping, so you can make the yard exactly how you want it! These 3 beds 2 full bathroom blonde brick updated home has it all. From the moment you walk in, you'll note the original preserved exposed brick not only in the kitchen area, but in the basement as well. The heart of the home is its impressive open living area, where the living room, dining room, and kitchen flow seamlessly together, creating an inviting space for entertaining and everyday living. The well thought out kitchen includes ample granite countertop space and tall cherry cabinets, stainless steel appliances, as well as a breakfast bar and is perfect for entertaining. The basement has brand new carpet and new paint throughout. It also has a dedicated laundry room, full bathroom and updated lighting. It is on a large corner lot with a 6 ft fence, and you can only imagine the opportunity that brings! The plumbing has been updated to pex, newer electrical panel, and new ceiling fans. Only 5 blocks to city park, walkable to many local bars and restaurants, centrally located to the zoo, the Nature and Science Museum, and the newly renovated city park golf course, all within minutes. This home is on a tremendously large lot with lots of space to either build a garage or have a backyard garden oasis. It is zoned, E-SU-D1X and allows for an additional dwelling unit, which is rare! This is a great cozy home that can be made to be yours with any touches you want to add. A great opportunity to get into one of Denver's most historic neighborhoods.
Source: RECO #7921747
Interest rate and monthly payment estimated based on public records.
Source: RECO #7921747
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7921747
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