3150 Lori Ct, Deltona, FL 32738
4 beds · 3 baths · 2,185 sqft
Welcome to your private retreat, where city convenience meets country charm! Nestled on 2.5 acres, this remarkable property offers a seamless blend of modern upgrades and rural tranquility for an unmatched living experience. As you enter through the fenced electronic gate, you'll be greeted by a beautifully maintained estate designed for relaxation and entertainment. The freshly painted exterior (2022) sets the tone for the inviting spaces both inside and out. Your outdoor oasis includes a screen-enclosed, paver saltwater pool, complete with a propane-heated jacuzzi and an outdoor shower (2022). A 15 x 16 pool house (added in 2022) with a kitchenette, A/C (window unit) , and half bath provides versatility for use as a guest house or in-law suite. The property also features a 24 x 16 shed, perfect for conversion into a workshop. Zoned A-3, this property allows you to grow crops, keep horses, or raise farm animals—offering endless possibilities! Step inside to discover stylish and durable vinyl flooring in the kitchen and foyer. The spacious great room with high ceilings flows effortlessly into a chef’s kitchen featuring custom Crème De Blanc Maple cabinets, granite countertops, a breakfast bar, a walk-in pantry, and newer stainless steel appliances. A cozy breakfast nook with bay windows overlooks the serene pool area, while updated light fixtures (2019) enhance the home’s modern appeal. The primary suite is a tranquil retreat, boasting private sliding glass doors to the patio, a luxurious ensuite with his-and-hers sinks, a garden tub, a separate shower, and a walk-in closet. The split floor plan ensures privacy, with additional bedrooms and a shared full bath located on the opposite side of the home. An inside laundry room and a two-car garage add everyday convenience. This property comes with significant upgrades, including a 2019 roof, 2018/2019 HVAC system, and a 2019 water treatment system. Eco-conscious buyers will appreciate the 2021 solar panel system, eliminating power bills with an assumable loan at a low monthly payment of $210.04 (3.49% interest). Additionally, the well (2022) and septic system mean NO Water Bills! Location is another highlight! This home is ideally situated just 25 miles from New Smyrna and Daytona Beach, less than 12 miles to St. Johns River and Lake Monroe, 17 miles to historic Downtown Sanford, 19 miles to Sanford Airport, 36 miles to Downtown Orlando, 9.4 miles to Advent Health Fish Memorial, and 5.6 miles to I-4. With NO HOA, ample gravel parking, a pet-friendly invisible fence, and modern security features like a smart doorbell and alarm system, this property truly offers it all. Don't miss your chance to own this incredible home that combines comfort, freedom, and convenience. Schedule your private tour today!
Source: STELLAR #v4939728
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4939728
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4939728
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.