315 Wild Barley Way, Loganville, GA 30052
6 beds · 3 baths · 3,483 sqft sqft
Look no further—welcome home to this unbelievable ranch, offering two homes in one with separate driveways! This charming property boasts 6 bedrooms, 3 full baths, and 2 half baths, all nestled on a beautifully landscaped corner lot with captivating curb appeal. Step inside and be greeted by gleaming hardwood floors that lead to the spacious family room, flooded with natural light. The lovely kitchen features stained cabinetry, granite countertops, an island, a stainless-steel appliance package, and a cozy breakfast area. Start your mornings with coffee or unwind in the evenings on the porch, enjoying the serene views. There's also a separate sunroom, perfect for use as an office or playroom. The owner’s suite is a true retreat, featuring a double tray ceiling and French doors leading to the luxurious bathroom. Need more space? The unfinished bonus room above the garage is ready for your personal touch. The special bonus of this home is the full-size, finished daylight basement, which offers a second full kitchen, a spacious living room with a second fireplace, 3 additional bedrooms, 1 full bath, and 1 half bath. There’s also plenty of unfinished space for storage. This basement is perfect for a mother-in-law suite or multi-generational living! Neighborhood amenities include a community pool, tennis courts, a playground, and two fishing ponds. Once you visit, you’ll see why this beautiful home won’t last long. Schedule a showing today!
Source: FMLS #7473717
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7473717
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7473717
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.