VA loan
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VA loan
$569,900 $SIGNIN

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315 Antebellum Way, Fayetteville, GA 30215

3 beds · 3 baths · 2,831 sqft

Welcome home to 315 Antebellum Way, a true Southern charmer nestled in the heart of the sought-after Whitewater School District. From the moment you arrive, the inviting rocking chair front porch welcomes you with open arms, promising countless mornings with a cup of coffee and peaceful evenings. This beautiful all-brick home is designed for both comfort and easy maintenance, featuring a brand-new roof (Fall 2024) and vinyl soffits for worry-free upkeep. Step inside, where warmth and elegance blend seamlessly. The grand two-story great room, complete with a cozy fireplace and gas logs, creates the perfect gathering place for family and friends. A spacious dining room, adorned with crown molding and shadow boxes, adds a touch of timeless charm. The heart of the home-the kitchen features solid wood cabinetry, a gas cooktop, microwave, and double ovens (new in 2024). The cheerful breakfast room is surrounded by windows, filling the space with natural light and offering peaceful views of the backyard. Step outside onto the expansive covered back porch, where brand-new stairs lead down to a lush, beautifully sodded yard-perfect for enjoying nature and outdoor activities. The private laundry room is tucked away off the garage and offers a utility sink and a storage closet. The oversized two-car garage includes an additional storage closet and space for an extra refrigerator. Tucked away in its own private hallway near the garage and laundry room is a separate staircase that leads to a spacious media room above the garage-ideal for a home theater, playroom, or private retreat. The main-level primary suite is a true retreat-generously sized bedroom with a spa-like ensuite featuring a Jacuzzi tub, double vanity, spacious tiled shower, private toilet room, and ample storage space. Upstairs, two exceptionally spacious bedrooms each offer their own private bath, ensuring comfort and privacy for family or guests as well as a lofted gathering area that overlooks the great room. The full, unfinished basement is a blank canvas, ready to be transformed into whatever your heart desires whether it's a media room, home gym, or workshop. It also offers access to another covered patio and a convenient transition to the backyard. The home has been meticulously maintained with thoughtful updates, including fresh paint, new carpet (2024), a newly painted exterior and dormers (2024), hardwood floors (2022), and a newly pumped septic system (2022). The entire yard has been beautifully landscaped, complete with a front and backyard sprinkler system for effortless upkeep. Beyond your doorstep, the community offers fantastic amenities, including a tennis court and a playground, fostering a welcoming and active neighborhood. With low utility bills, a serene natural backyard, and every detail lovingly cared for, 315 Antebellum Way isn't just a house-it's a place where memories are made, laughter is shared, and life is beautifully lived. Come see for yourself-this special home is ready to welcome you!

Estimated
Seller's interest rate
3.75%
7%
Estimated
Principal & interest
$1,558/mo.
$1,976
You may also save up to $85,930 in total interest paid.

Send questions to support@withroam.com

Why Roam


Lower rates and lower down payments

The only homebuying option for you to put 5% down and get a 5% rate.

Closing guarantee

We can close in 45 days or we’ll pay the seller’s mortgage until we close.

Offer acceptance

95% of offers accepted when made with Roam. 5% accepted without.

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is $SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,558 monthly payment

Financed
$SIGNIN
Location
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Loan details
Remaining term
17 yrs and 2 mos
Loan type
VA
Rate
3.75%
Monthly P&I
$1,558
Remaining loan balance
$SIGNIN Sign in to view

Source: Public records

Home details
Size
2,831 sqft
Lot size
1.38 acres
Year built
2002
Type
Single Family Residence
HOA dues
$18.75

Source: GAMLS #10491169

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 10, 2025 05:49 am
Listing agent: Cindy M. Barnard (678) 776-2359
Listing provided courtesy of:
Details provided by GAMLS and may not match the public record.
MLS ID: #10491169
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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