3149 Jade Tree Pt, Oviedo, FL 32765
5 beds · 3 baths · 3,446 sqft
One or more photo(s) has been virtually staged. YOU FOUND YOUR HOME!! Welcome to Park Place at Aloma! Tucked away off SR 417/426 this small GATED COMMUNITY offers the charm Oviedo is known for while still being close to every convenience. The quiet CUL-DE-SAC street is where you will find this gorgeous two-story POOL HOME, built in 2018, it features 5-bedrooms, 3-full baths, a home chef’s DREAM KITCHEN, plus a FLEX/OFFICE and massive LOFT/BONUS at the top of the stairs. There are TILE FLOORS throughout the main living areas of this bright OPEN CONCEPT and the formal dining space, MAIN FLOOR BEDROOM and full guest bath make hosting family and friends a breeze. The spacious living area delivers endless natural light with sliding glass door access to the covered lanai and pool. It is open to the kitchen ideal for entertaining and keeping the home chef connected! The beautiful kitchen delivers a fresh modern feel with upgraded STAINLESS STEEL APPLIANCES that included a DOUBLE WALL OVEN and LG INSTAVIEW FRIDGE, tiled backsplash, QUARTZ COUNTERTOPS, breakfast bar seating on the large ISLAND and the WALK-IN PANTRY provides ample storage. The remaining bedrooms can be found upstairs including your tranquil retreat in the expansive PRIMARY SUITE boasting a wall of windows and WALK-IN CLOSET in the well appointed private en-suite bath. Relax poolside under the covered lanai overlooking the HEATED POOL or soak up the Vitamin D on the pool’s sun shelf, there is a safety fence for peace of mind and it’s all screened for maximum comfort. The backyard is also fully fenced for added privacy and there are no direct rear neighbors. In an ideal location to take full advantage of everything Oviedo has to offer, you are just minutes from shopping and dining options, parks and TOP-RATED SEMINOLE COUNTY SCHOOLS! Don’t let the opportunity to own your dream Oviedo pool home pass you by - call today to schedule a tour and let us say WELCOME HOME!
Source: STELLAR #O6251909
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6251909
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.