3147 Skyline View Gln, Escondido, CA 92027
5 beds · 4 baths · 3,971 sqft
Welcome to your own entertainers paradise in the gated community of Rancho Vistamonte. This property exudes quality that you will feel immediately when you walk in the door. This gorgeous home offers very spacious living at just under 4,000 interior sq.ft. and just under half an acre of exterior! 5 total bedrooms and 3.5 bathrooms (one bedroom with en suite and separate 5th bedroom are on entry level, two bedooms plus Primary suite upstairs). The back yard was designed masterfully, a waterslide and waterfall on the slope lead into the tropical style pool with jacuzzi. Fire pit next to the pool with plenty of seating areas. Built in Barbecue provides multiple outdoor dining areas for those famous warm San Diego nights. Solar system, back up battery plus extender, EV hookup, whole home water filtration, attic fan, whole home cooling system all added in 2024 ! Pool equipment has been upgraded. New hardwood flooring and tiles, and so much more !! Schools: San Pasqual Union School District and the High School is your choice of San Pasqual or Orange Glen high schools ( both are part of the Escondido High School District System) Home has two zones with newer A/C compressor and all other items up to recent CA code. Home is built to fire standards for protection against wildfires. New Solar- REC Alpha Pure R Series (2024) 19 panels 7.98KW system NeoVolta 24KW system (battery + extender) 10 year warranty (from 2024) Reverse Osmosis whole home water filtration system.
Source: CRMLS #250019621SD
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #250019621SD
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.