31465 Paseo Goleta, Temecula, CA 92592
4 beds · 3 baths · 1,999 sqft
There may be many homes on the market but there are NONE quite like THIS ONE! Come check out this beautiful Temecula home with it's own private vineyard! Enjoy evening sunsets from the elevated viewing area, right in the middle of your very own vineyard with appx 400 vines offering Chardonnay, Syrah, Mourvedre, and Grenache! You can have wine country living, right in your own backyard. This well-maintained home has been tastefully upgraded with a completely remodeled kitchen, new tile floors throughout, and custom linen Roman shades. The soaring ceilings and amazing views that greet you upon entry give very grandiose vibes! The kitchen features white shaker cabinets with stainless steel pulls, double SS ovens, a cooktop range, and quartz countertops. Also downstairs and tucked away in a private corner of the home, you'll find a bedroom and bathroom with a walk-in shower. Perfect for guests, in-laws, or a quiet space to work from home. Wake up in your spacious master retreat upstairs and take in the views of your vineyard and the snow-capped mountains without leaving your bed! And when it's time for coffee, walk out onto your private balcony and enjoy the sweeping views of your almost 1 acre estate! And you can kick your Trader Joe's trips to the curb, you have raised garden beds to grow your own herbs and veggies! Have friends and family over for wine nights, relaxing bbq's in the backyard, cornhole tournaments, the possibilities are endless with this much space! The driveway offers enough space to easily accommodate 9+ vehicles. This gem is located within walking distance to award winning Temecula schools, Ronald Reagan Sports Park, and a short drive to all of your shopping, dining, and entertainment needs! Low low taxes and Low HOA make this home the easy choice! Come see it in person today!
Source: CRMLS #SW25064301
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: CRMLS #SW25064301
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.