314 Sandalin Ln, Peachtree City, GA 30269
5 beds · 3 baths · 3,944 sqft
Just wait until you see this stunning North Peachtree city home with a remarkable view! Not a single inch has gone untouched by the owners, who were making this their forever home. From the moment you step on the property, you are greeted with exquisite beauty and detail, from the gorgeous landscaping, to the new front walkway, the custom railing on the front porch, and lovely stone steps down to the charming side patio. As you enter this beautiful home, note the height of elegance in every detail: the beautiful color palette and stylish accents, upscale lighting fixtures, sleek door hardware, modern custom closets, and the completely brand new sophisticated bathrooms and laundry room. On the terrace level, a lovely new 750+ square foot suite has been added, with a new bath, a large walk-in closet, and space for a bedroom and living area. Even the two attics have lighting and flooring, and the garage is spotless and spectacular! The backyard has also received a magnificent facelift, with a new covered composite deck overlooking the wonderland that is the backyard, including charming flagstone patios, play areas, crushed slate walkways, an attractive retaining wall, new sod, and a beautiful stone waterfall feature. Please don't miss your opportunity to see this home! Sandalin Lane is the highest point in Peachtree City, so you don't even have to leave this magnificent home to see the fireworks and the air show! And its north PTC location is convenient to everything, including shopping, amazing schools, and the Atlanta airport! Plenty of parking space at the top of the driveway, so make your appointment to come on up and see this beauty today! Seller will contribute $10,000 to Buyer's Closing Costs with accepted contract by 12/26/24.
Source: GAMLS #10401778
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10401778
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10401778
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.