314 Nature Walk Dr, Bastrop, TX 78602
5 beds · 4 baths · 3,244 sqft
Tucked away in the highly sought-after Piney Creek Bend community, this breathtaking 5-bedroom, 3.5-bath, 3,244 sq. ft. home sits on an expansive lot, offering both elegance and comfort. From the moment you step inside, you'll be captivated by the seamless open-concept design, where the living room, breakfast area, and kitchen flow effortlessly together—creating the perfect space for entertaining guests or simply enjoying everyday moments. The luxurious primary suite is a true retreat, featuring a spacious walk-in closet and a spa-like bathroom designed for ultimate relaxation. A generously sized guest suite with a private en-suite bath is conveniently located on the main floor, offering the perfect setup for visiting family or long-term guests. Throughout the home, newly renovated bathrooms and stylishly updated flooring elevate both aesthetics and functionality, ensuring a sophisticated yet cozy atmosphere. Thoughtfully upgraded for modern living, this home boasts a hail-resistant roof, two water heaters, a water softener, and a generator hookup—providing year-round efficiency and peace of mind. Step outside to discover a beautifully maintained backyard with a custom-built shed, ideal for extra storage or a dedicated workspace. Nestled in the heart of charming downtown Bastrop, this home blends tranquility with convenience. Located in a quiet, friendly neighborhood, it’s just a short walk to local shopping, dining, schools, & parks, making it the perfect place to put down roots. Don’t miss your chance to own this stunning move-in-ready home—schedule a showing today! Experience unmatched value with our exclusive Byrne Buyer Guarantee and tailored Buyer Mortgage Incentives partnerships! From saving thousands on closing costs to securing the best rates & a guarantee that ensures your satisfaction, we’re redefining what it means to buy with confidence. Call for Details! Buyer to verify all MLS information. Offers a VA 2.75% transferable loan for qualified veterans.
Source: ACTRIS #6238074
Financials
Source: Public records
Source: ACTRIS #6238074
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.