314 Kenilworth Pl, Hubert, NC 28539
4 beds · 3 baths · sqft
Spacious 3-Bedroom Home with Bonus Room and Large Backyard Welcome to 314 Kenilworth Place, a charming 3-bedroom, 2.5-bathroom home in the desirable Ivy Ridge neighborhood of Hubert, NC. Offering both style and functionality, this home is perfect for anyone looking for extra space, comfort, and an inviting atmosphere. As you enter, you'll be welcomed by a formal dining room ideal for hosting family gatherings or special occasions. The main living area features a cozy fireplace, perfect for relaxing on cooler evenings, and connects seamlessly to a breakfast nook where you can enjoy casual meals with plenty of natural light. The spacious kitchen is designed for functionality and flow, offering ample storage and countertop space for your culinary adventures. Adjacent to the kitchen, the large bonus room provides endless possibilities—it can serve as a playroom, home office, media room, or whatever best fits your lifestyle. The primary suite is a true retreat, featuring an en suite bathroom with a double vanity, walk-in shower, and luxurious garden tub. You'll appreciate the generous space and privacy this suite offers, making it the perfect spot to unwind at the end of the day. Outside, the oversized fenced-in backyard with a privacy fence provides a secure and private area for outdoor activities, gardening, or relaxing. Whether you're hosting a barbecue or enjoying a quiet morning, this yard has room for it all. 314 Kenilworth Place is a beautifully maintained home in a sought-after neighborhood close to local shopping, and dining, as well as convenient to Camp Lejeune and coastal attractions. Don't miss your opportunity to make this lovely home your own—schedule a showing today!
Source: NORTHCAROLINAREGIONAL #100475116
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100475116
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100475116
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.