3137 W 34TH AVE, Denver, CO 80211
Welcome to your professionally designed 2020 + square foot home in the heart of the vibrant Denver Highlands boasting 3 spacious bedrooms and 2 stylish bathrooms! Walking into this home you are welcomed with the warmth of the refinished original hardwood foors, while large windows fill the entire home with an abundance of natural light. The living room boasts ample space for entertainment, including a circulating wood burning fireplace with custom mantel for that cozy vibe. With 2 bedrooms on the main level you are equipped with functional room sizes and ample closet and built in storage space. The main bathroom has completely been remodeled including custom vanity, marble countertop and Kohler brushed gold hardware. A light and bright updated kitchen features newer KitchenAid appliances, Kohler faucet, sealed white oak butcher block countertops and plenty of cabinet storage. Downstairs you will find a convenient laundry space with linen closet, designer floor tile, custom cabinets with utility sink and marble countertop plus brand new smart LG washer/dryer. The fully redesigned 3/4 bathroom with custom vanity, leather granite countertop, & oversized walk-in shower is accompanied by a large bedroom with egress window and walk-in closet. Also find a large bonus space with newer carpet and built-in wardrobe and shelves. Don’t forget to see the 210 sqft storage room with root cellar (not pictured) for all your storage needs. Out back, the true gem of the property awaits. Peep the 2 car, oversized garage with lots of storage. The organic garden is a horticultural haven, + ample space for fur-babes. Enjoy the beauty of flowering plants and lush greenery in your own fenced in private outdoor sanctuary. Beyond the property, immerse yourself in a vibrant community lifestyle with annual summer block parties and cultural attractions. Plus, you’ll find this location highly walkable to all the sporting events, Sloan’s Lake, parks, farmer’s markets, trendy shops, dining, + more!
You may be able to put down less than the total down payment amount of $473,147 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4761227
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