3137 DARK SKY DR, Harmony, FL 34773
REDUCED - This home features an open concept great for hosting gatherings. The open-concept layout seamlessly connects the living, dining, and kitchen areas, providing the ideal space for entertaining guests or relaxing with loved ones. Big backyard perfect for making it your own. Bedrooms are a great size. Enjoy Florida’s awesome weather year-round in the screened-in back porch. From five parks with playgrounds, picnic tables, and chess tables to two dog parks and two swimming pools, there's something for everyone to enjoy. Golfers will enjoy Harmony Preserve Golf Club, sports enthusiasts will love the basketball court, beach volleyball courts, and paddle ball facilities, while outdoor enthusiasts can take advantage of pontoon boats and kayaks for exploring Buck Lake, fishing piers for bass fishing, and 12 miles of hiking trails for scenic adventures. The Pavilion Facility is perfect for gatherings and celebrations. Harmony is well known for its community events that bring residents together, including Christmas in the Square, Harmony Fall Festival, and Harmony Movie Nights in the Square. In addition to these incredible amenities, residents benefit from all community facilities, including landscaping, pond maintenance, and community cleaning. Experience the luxury of Harmony living and community camaraderie in this exceptional home, with your private view of nature conservation for added bliss. Ease of access to major routes brings both Space Coast & Gulf Coast famous beaches in easy reach along with all Central Florida's attractions the whole worlds knows Florida for. What are you waiting for? Set up an appointment to see this property today!
You may be able to put down less than the total down payment amount of $195,185 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #r4907924
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.