31363 Cannon Rush Dr, San Antonio, FL 33576
2 beds · 2 baths · 1,770 sqft sqft
Welcome to this stunning Splendor Model home in Medley at Mirada, featuring 2 bedrooms, 2 bathrooms, and a versatile Flex Room. As you step inside, you'll immediately notice the open, airy floor plan. Just off the foyer is the Flex Room, which could be perfect for an office, craft space, or cozy reading nook. As you continue into the home, you'll find the kitchen, open to both the Dining Room and Living Room. The kitchen boasts a large island that serves as both a prep space and casual dining area. Equipped with new appliances—dishwasher, refrigerator, range—and a custom pantry, the kitchen is designed for convenience. All lower cabinets feature pull-out shelves for easy access to appliances and dishes. This space overlooks the spacious Dining and Living Areas, creating an ideal layout for entertaining while cooking. Adjacent to the kitchen is the laundry room, complete with a washer, dryer, cabinets, and shelving for cleaning supplies. Nearby is the second bedroom and bathroom, along with a built-in desk in the hall, perfect for a small home office. At the back of the home, off the Living Room, is the Master Bedroom, featuring high ceilings and large windows that flood the room with natural light. The Master Bathroom includes a walk-in shower and a custom walk-in closet. The vanity has dual sinks with custom pull-out shelves for easy access to toiletries. Sliding glass doors from the Living Room lead to the seamless, screened-in Lanai—a perfect spot for BBQs or enjoying the outdoors. The oversized garage includes a "bump out" with a workbench and shelving for extra storage. Medley at Mirada offers a luxurious lifestyle with its expansive clubhouse, complete with a pool, bar, café, fitness center, banquet hall, billiards room, yoga studio, pickleball, tennis courts, dog park, and Tot Park. Plus, this home is situated within the sought-after 15-acre Crystal Clear Lagoon Community.
Source: STELLAR #tb8308551
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308551
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308551
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